A computer program called Desktop Underwriting states that a consumer should expect 28% of gross income spent on housing expense and could not exceed 36%. Other than government lending programs, (and rules change all the time), the borrower also needs equity in the form of a downpayment…. not to mention being credit worthy.

Getting your property priced correctly at the listing with your Realtor is “key” to having a quick sale. My job, as your Realtor… is to assist you the buyer, with comparable sales of property and provide information as to what your listing is worth today. Sometimes, I might suggest having a professional appraisal in hand, to…

Property inspections are a must. Even in hot markets or in foreclosure situations, buyers shouldn’t skip inspections. Buyers should be scheduling them as soon as possible to avoid delaying the closing. It’s in everyone’s best interest to have all the property defects revealed and addressed before closing. Get repair quotes. The next step is for buyers…

Trouble with your Mortgage? Please re-visit the March 12th, 2009 post titled Short Sell, Refinance, Bankruptcy… Homeowners are in need of short sell and refinancing information and need re-posted. The March 12th Blog addresses these issues in these tough situations. The links below will get you to the information you may need for help. This post…

Termites are Silent Destroyers. You won’t notice them until the damage is extensive. Realtors pass along stories of home owners leaning against walls that suddenly caves in… or toilets that plummet through floorboards. I personally see more damage near the back door where firewood has been stacked for easy access when stoking the fireplace. Termites can…

I hope that my post card found you… I work really hard to let people, friends and acquaintances know I’m still here and actively doing real estate. Providing service and knowledge about one of the biggest purchases and life events one will make. I hope you will use me for you next purchase or your decision…

There are many homes on the market and you need to get yours sold as fast and as quick as possible. I find that some of my seller’s resist my list of tips to help sell your home quickly. Of course number one is to list your home with a Realtor, and price it right. But,…

On State Highway 39, between 168th and 180th, Lexington, Oklahoma, in Cleveland County… just sold a 6.63 acre tract that had been on the real estate market since 2006! My customer, that bought it, said he’d been looking for sometime and this tract was exactly what he and his wife were looking for! $20,000. The other…

Local home inspector, Gary Allen, with Premier Home Inspections, shared this great report. Detailed information is documented and photographed when a buyer is purchasing a home, and has hired a home inspector to “look over” the house for the buyers behalf. In this case, a cute bandit raccoon has made his way into the interior of…

According the statistics gleaned from the National Association of Realtors… Oklahoma City area markets continue to be stable and show increase in sales compared to: Grand Rapids, Michigan Cleveland, Ohio Sacramento, California Miami, Florida Phoenix, Arizona Akron, Ohio It’s not a great time to sell but a wonderful time for buyers with the tax incentives and…